Last Updated: 22 February 2008

Cube Financial Group
AFS License No: 232455
ABN 65 074 796 348

CFG at all times sets out to meet the ASIC requirements and behaviour standards it expects its members to observe in its Code of Ethics & Rules of Professional Conduct

The CFG Code of Ethics therefore embraces the following eight essential ethical qualities set out below:

1. Integrity - CFG shall observe high standards of honesty and integrity in conducting their financial services business and in the provision of financial  services.

2. Objectivity - CFG shall disclose to the client any limitation on their ability to provide objective financial services.

3. Competence - CFG shall provide competent financial  services and maintain the necessary knowledge and skill to continue to do so in those areas in which the CFG is engaged.

4. Fairness - CFG shall provide financial services in a manner that is fair and reasonable.

5. Diligence - CFG shall act with due skill, care and diligence in the provision of financial  services.

6. Professionalism - CFG shall ensure their conduct does not bring discredit to the financial  profession.

7. Confidentiality - CFG shall not disclose any confidential information without the specific consent of the provider of that information unless compelled to by law or as required to fulfil their legal obligations.

8. Compliance - CFG shall ensure their conduct complies with the Memorandum and Articles of Association of the FPA, the FPA's Regulations and Professional Standards. CFG is also regulated by ASIC and is required to comply with the Financial Services Reform Act which enforces extensive responsibilities on ASIC Licensed organisations.